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1. ACCEPTANCE OF TERMS

By accessing or using Quantum Transfer Group's services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. DESCRIPTION OF SERVICES

Quantum Transfer Group ("QTG", "we", "us") provides the following services:

• Digital Asset Development: Meme coin creation, smart contracts, and token economics
• DeFi Applications: Decentralized exchange platforms, yield farming, liquidity pools, and cross-chain bridges
• Marketing & Community Tools: Community dashboards, social automation, campaign management, and analytics
• Web3 Development: Custom applications, blockchain APIs, and NFT marketplaces

3. USER ELIGIBILITY

You must be at least 18 years old and have the legal capacity to enter into these Terms. By using our services, you represent and warrant that you meet these requirements.

4. USER RESPONSIBILITIES

You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Comply with all applicable laws and regulations
• Not use our services for any illegal or unauthorized purpose
• Not interfere with or disrupt our services

5. INTELLECTUAL PROPERTY

All content, features, and functionality of our services are owned by Quantum Transfer Group and are protected by international copyright, trademark, and other intellectual property laws.

6. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW:

• Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind
• We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
• Our total liability shall not exceed the amount paid by you for our services in the past 12 months

7. CRYPTOCURRENCY & BLOCKCHAIN DISCLAIMER

Cryptocurrency and blockchain technologies involve significant risks. You acknowledge that:

• Digital assets are highly volatile and speculative
• You may lose some or all of your investment
• We are not responsible for blockchain network failures or smart contract vulnerabilities
• You are solely responsible for your own investment decisions

8. INDEMNIFICATION

You agree to indemnify and hold harmless Quantum Transfer Group, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.

9. TERMINATION

We reserve the right to terminate or suspend your access to our services at any time, without prior notice, for any reason, including breach of these Terms.

10. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Quantum Transfer Group operates, without regard to conflict of law principles.

11. CHANGES TO TERMS

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified Terms.

12. DISPUTE RESOLUTION

Any disputes arising from these Terms or our services shall be resolved through binding arbitration, except where prohibited by law.

13. SEVERABILITY

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.